Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities.
Some states have expanded their Medicaid programs to cover all people below certain income levels.
Even if you don’t qualify for Medicaid based on income, you should apply. You may qualify for your state’s program, especially if you have children, are pregnant, or have a disability. You can apply for Medicaid any time of year — Medicaid and CHIP do not have Open Enrollment Periods.
Note: Medicaid & CHIP program names vary. Learn what they’re called in your state.
Apply for Medicaid and CHIP 2 ways
1. Through the Health Insurance Marketplace®
Fill out an application through the Health Insurance Marketplace®.
- If it looks like anyone in your household qualifies for Medicaid or CHIP, we’ll send your information to your state agency. They’ll contact you about enrollment.
- When you submit your Marketplace application, you’ll also find out if you qualify for an individual insurance plan with savings based on your income instead. Plans may be more affordable than you think.
Create an account to start a Marketplace application.
2. Through your state Medicaid agency
You can also apply directly to your state Medicaid agency.